Students are gambling with insurance, putting their personal finances at risk in the process. Learn how this choice could cost you more than you think.

If you’ve been a member of an unemployment insurance fund for at least 12 months when you graduate, you will receive a month’s worth of unemployment benefits as a recent graduate. If you become a member 2 weeks after you graduate at the latest, you will still be able to receive unemployment benefits, but not for the first month.